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Using cpanel, apache. All requirements are met for Craft. On a typical default set up I believe that the public_html is user:nobody. What should the ../craft folder owner and group be? With what permissions? What about sub folders?
I getting 403 forbidden with 0744 and 0774 permissions.
It really depends on your hosting environment, but the article Hardening Craft CMS Permissions might be useful to you.
